There are many elements that contribute to an ideal home loan beyond an excellent rate. At New Mexico Bank & Trust work to understand your personal financial situation, ensure your understanding of available options and trade-offs, and assist you in selecting the best mortgage loan for you. I am committed to make great things happen for you and your home ownership dreams. 

There is no place like home, regardless of whether it is your first home, your dream home, your vacation condo, or your farm home. New Mexico Bank & Trust can help make it happen with a multitude of mortgage products to meet your specific needs.

Our mortgage loan products include:

Conventional Mortgages – fixed rate and adjustable rate mortgages

VA Loans – veterans, national guard, and reservists have access to VA loans with local approval and in most cases, no down payment

First Time Home Buyer Loans – closing cost assistance for qualified buyers; FHA loan programs offer lower down payments

Vacation and Second Home Loans – we help you balance enjoying a “get-away” home with the financial investment

Condominium Loans – our loan officers have experience in performing due diligence on condo projects required for Fannie Mae and Freddie Mac loans

Bridge Loans – also called a swing or interim loan, a bridge loan is an "in-between" loan that allows a buyer to make a down payment on a new home before their current home is sold

City, State, and Federal Grants and Loans
Privately Insured Loans
Jumbo Loans
Home Equity Loans
Rural Housing Loans
Construction and Lot Loans
Investment Property Loans